Spending for Dummies
May 6, 2009, 11:39 am
Filed under: Uncategorized | Tags: credit, idiot, mistake, MLM, money, spending, toys
Filed under: Uncategorized | Tags: credit, idiot, mistake, MLM, money, spending, toys
I was thinking earlier today about items and/or services that I have purchased over the years and in hindsight now realize how horribly mis-spent those purchases were. I thought that I would share a few of them with you, not with the hope that you won’t make a similar mistake but rather to share with you my total and complete idiocy.
- After my divorce and before meeting MFH I spent $1,500 on a dating service. This was a special service that promised to match me with other “professionals”. I went out on one set-up date, while I was promised 15. A week after that date I met MFH and was not entitled to a refund (read the contract).
- I once bought into a $2,000 + $200/month MLM online video system that was not only going to make me rich but was also going to help me with my business and add credibility to my e-mails, web presence, etc. I have never pulled the cameras out of the boxes and I have no idea how to use the system. I was able to stop the recurring charges to my credit card but the $2K was gone for good.
- Last year I promised my assistant that I would get a “contact management” system and decided to go with a company that EVERYBODY in my office was using. There was a one time set-up fee of about $300 and recurring monthly fees of about $200. While my assistant used it sporadically, I was never that fond of it and the training that was promised was a joke. When I went to tell the company that I wanted to cancel their service they told me that I had signed a one year contract, so I was basically screwed! I showed them though, I cancelled the credit card that they were charging!
- A very long time ago, BK (before kids) dumbass and I went into a gallery in Cannon Beach and bought a bronze sculpture for about $2400. It was a total splurge, totally stupid. During the divorce he claimed this piece of artwork and since I wasn’t up for the fight I let it go. Surprise, dumbass went broke pretty quickly and about a year later and I was asked if I would like to buy it from him. I forked over $1K to buy it back, I knew that would happen.
- Home parties+friends with money = crap no one needs.
- I worked for about 4 years in a high end jewelry store. Would you care to guess how much beautiful jewelry that I’ll never wear that I own? Don’t bother, it would shock and disappoint!
OK, this is depressing the hell out of me, but at least I can say that I’m pretty sure I’ve learned my lesson! I actually ended up marrying a man who is pretty finacially savvy and he has helped me see the error of my ways. Then again have you seen the toys in our garage?
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