Spending for Dummies
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May 6, 2009, 11:39 am
Filed under: Uncategorized | Tags: credit, idiot, mistake, MLM, money, spending, toys
Filed under: Uncategorized | Tags: credit, idiot, mistake, MLM, money, spending, toys
I was thinking earlier today about items and/or services that I have purchased over the years and in hindsight now realize how horribly mis-spent those purchases were. I thought that I would share a few of them with you, not with the hope that you won’t make a similar mistake but rather to share with you my total and complete idiocy.
- After my divorce and before meeting MFH I spent $1,500 on a dating service. This was a special service that promised to match me with other “professionals”. I went out on one set-up date, while I was promised 15. A week after that date I met MFH and was not entitled to a refund (read the contract).
- I once bought into a $2,000 + $200/month MLM online video system that was not only going to make me rich but was also going to help me with my business and add credibility to my e-mails, web presence, etc. I have never pulled the cameras out of the boxes and I have no idea how to use the system. I was able to stop the recurring charges to my credit card but the $2K was gone for good.
- Last year I promised my assistant that I would get a “contact management” system and decided to go with a company that EVERYBODY in my office was using. There was a one time set-up fee of about $300 and recurring monthly fees of about $200. While my assistant used it sporadically, I was never that fond of it and the training that was promised was a joke. When I went to tell the company that I wanted to cancel their service they told me that I had signed a one year contract, so I was basically screwed! I showed them though, I cancelled the credit card that they were charging!
- A very long time ago, BK (before kids) dumbass and I went into a gallery in Cannon Beach and bought a bronze sculpture for about $2400. It was a total splurge, totally stupid. During the divorce he claimed this piece of artwork and since I wasn’t up for the fight I let it go. Surprise, dumbass went broke pretty quickly and about a year later and I was asked if I would like to buy it from him. I forked over $1K to buy it back, I knew that would happen.
- Home parties+friends with money = crap no one needs.
- I worked for about 4 years in a high end jewelry store. Would you care to guess how much beautiful jewelry that I’ll never wear that I own? Don’t bother, it would shock and disappoint!
OK, this is depressing the hell out of me, but at least I can say that I’m pretty sure I’ve learned my lesson! I actually ended up marrying a man who is pretty finacially savvy and he has helped me see the error of my ways. Then again have you seen the toys in our garage?
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You cracked me up with this one – and boy, did you make me think about all the insane things I’ve personally done through the years. The list begins. The trick here, is not to blame ourselves or have guilt – the REAL trick is to laugh our asses off at our silliness! Keep up the great writing – - – I love your blog! Patti
Comment by pattiredd May 10, 2009 @ 9:02 am